The infrastructure layer for financial wellness in Pakistan's investment and insurance markets.
Ecosystem
Company
Finclude Systems (Private) Limited (FSPL) is an SECP registered company and appointed distributor of UBL Funds. Sarwat.io and Sarwat.AI are technology platforms operated by Sarwat Systems (Private) Limited. Hemaayah Systems (Private Limited) is distributing Insurance products and Hemaayah LLC is a non regulated fintech under the approval of Qatar Central Bank. The enterprises are registered with SECP and QFCA respectively. Investment and insurance services are provided by licensed entities under the respective regulatory jurisdictions.